PV
Present Value Calculator
What a future sum, and optionally a stream of payments, is worth today at a discount rate.
Result…
How it's calculated
PV = FV ÷ (1 + r ÷ n)^(n × t) Payments: PV = PMT × (1 − (1 + i)^−N) ÷ i, i = r ÷ n, N = n × t
Money later is worth less than money now, because money now could earn the discount rate. Present value answers: what single sum today equals this future amount? Use it to compare offers that pay at different times.
Your numbers, step by step
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