25 calculators

Finance & Investment

Mortgages, loans, interest, savings and what money becomes over time.

Future value$31,998+220%

$10,000 at 5% for 10 years, +$100 a month

MTGMortgageYour monthly home payment: principal and interest, plus property tax and insurance, and what the loan costs in interest.Top 100 · #3LNLoanThe fixed monthly payment on a loan, and how much of what you repay is interest.Top 100 · #4CARAuto loanThe monthly payment on a car loan after your down payment, trade-in, sales tax and fees.Top 100 · #25CⁿCompound interestWhat a sum grows to when interest earns interest, with optional monthly additions.Top 100 · #5PrtSimple interestInterest charged on the original amount only: I = P × r × t.Top 100 · #31INVInvestmentWhat regular investing grows to at a steady yearly return, and how much of it is growth.Top 100 · #22RETRetirementWhat your savings could reach by retirement, and the monthly income they could pay until the age you plan for.Top 100 · #23SAVSavingsHow a savings account grows with regular deposits at your bank's rate and compounding.Top 100 · #24GLSavings goalHow much to save each month to reach a goal by a deadline.FinanceAMAmortizationHow each payment on a loan splits between interest and principal, and how the balance falls year by year.Top 100 · #26APRAPRThe annual percentage rate of a loan once its upfront fees are counted, solved from the payments.FinanceEAREffective rateThe real yearly rate (EAR, or APY) a nominal rate becomes once it compounds.FinancePVPresent valueWhat a future sum, and optionally a stream of payments, is worth today at a discount rate.FinanceFVFuture valueWhat a sum today, plus a regular payment each period, is worth at a future date.FinanceNPVNPVWhether an investment beats your required return: its cash flows discounted to today, less what it costs.FinanceROIROIThe return on an investment as a percentage of what it cost, and per year when you know how long it took.Top 100 · #29CGRCAGRThe steady yearly growth rate that takes a starting value to an ending value.Top 100 · #30INFInflationWhat an amount will cost in the future, or is worth in today's money, at an inflation rate you enter.Top 100 · #28ANNAnnuityThe regular payout a lump sum can provide for a set time, or what a stream of payments is worth today.FinanceAFFLoan affordabilityThe largest loan a monthly payment you can afford will repay, at a given rate and term.FinanceHMEHome affordabilityThe home price your income supports under a debt-to-income limit, after your other debts, tax and insurance.Top 100 · #32CCCard payoffHow long a card balance takes to clear at a fixed monthly payment, or the payment to clear it by a date.Top 100 · #27DTIDebt-to-incomeThe share of your gross monthly income that goes to debt payments, as lenders measure it.Finance72Rule of 72How many years money takes to double at a yearly rate: the Rule of 72 estimate beside the exact answer.FinanceRRReal returnWhat an investment will be worth in today's money once inflation is taken out, and its real yearly return.Finance