CF

Cash Flow Calculator

Adds up operating, investing and financing cash flows into net cash flow and closing cash.

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Result…

$
$

Cash in from customers less cash paid for running costs; negative if more went out.

$

Usually negative: equipment and assets bought, less any sold.

$

Loans and investment in, less repayments and dividends out.

$

Equipment and property bought; used for free cash flow.

 

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How it's calculated

Net cash flow = operating + investing + financing
Closing cash = opening cash + net cash flow
Free cash flow = operating cash flow − capital spending

Cash flow is not profit: a profitable business can still run out of cash if customers pay late or it buys equipment up front. Operating cash flow is the one to watch; free cash flow is what remains for repaying debt, paying owners or growing.

Your numbers, step by step

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